https://www.catalogcreditcards.com/tags/loyalty-programs/Recent content in Loyalty Programs on CatalogCreditCards.comHugo -- gohugo.ioenCatalogCreditCards.comMon, 08 Jun 2026 00:00:00 +0000https://www.catalogcreditcards.com/post/h-m-membership-credit-card-what-you-actually-get/Mon, 08 Jun 2026 00:00:00 +0000https://www.catalogcreditcards.com/post/h-m-membership-credit-card-what-you-actually-get/ <h2 id="hm-membership-and-credit-card-what-you-actually-get">H&amp;M Membership and Credit Card: What You Actually Get</h2> <p>H&amp;M wants you in its membership program, not its wallet — because there is no H&amp;M credit card to put there. Despite store cards being almost standard in fast fashion, H&amp;M has never launched one in the United States. What it offers instead is a free loyalty program, H&amp;M Membership, with an upgraded H&amp;M Plus tier. If you came looking for an &quot;H&amp;M Membership Plus credit card,&quot; the honest answer is that the membership is real, the credit card is not, and the smart move is to pair the free membership with the right general-purpose card.</p>