Catalog Credit Cards: REI, L.L.Bean, Eddie Bauer, Lands' End and More

Several major mail-order and online catalog retailers issue their own co-branded credit cards. These cards typically offer elevated earn rates on purchases with the issuing brand, along with standard earn on purchases elsewhere. For frequent shoppers at a specific catalog retailer, the right co-branded card can meaningfully improve the return on every order.

CatalogCreditCards.com covers the co-branded credit card landscape for catalog retailers. The focus is on brands with established card programs: REI, L.L.Bean, Eddie Bauer, and Lands' End are the primary names. We cover card terms, earn structures, annual fees, and the practical question of whether each card is worth space in your wallet.

Cards we cover:

REI Co-op Mastercard. No annual fee. Earns 5% back on REI purchases, plus REI's standard 10% annual member dividend on eligible purchases. REI members already get the dividend — the card stacks additional earn on top.

L.L.Bean Mastercard. Issued through Citibank. Earns L.L.Bean dollars on all purchases, with elevated earn on L.L.Bean orders. L.L.Bean dollars apply as statement credit toward future L.L.Bean purchases.

Eddie Bauer credit card. Co-branded card with earn in the Eddie Bauer loyalty program. Useful for frequent buyers; less compelling for occasional shoppers given the brand-locked currency.

Lands' End credit card. Earns Lands' End rewards on purchases. Lands' End runs frequent promotional earn events, which improve the card's value during sale seasons.

How we evaluate:

Each card review covers: effective earn rate on brand purchases, effective earn rate on non-brand purchases, annual fee (if any), sign-up bonus value, and whether the card makes sense as a primary card, a wallet companion, or not at all.

Related: CatalogPerks.com covers portal and rewards stacking for catalog shoppers. CatalogPoints.com covers loyalty point stacking. CatalogDB.com is a searchable directory of mail-order catalog brands.